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http://www.dennisbadger.com/seminars/USPAP/ASBPrivacyGuidance.pdf. I said the consumer provided the report to the sources that gave it to me. First, we listen to your needs. Hell, Im ready to complete evals myself now that I see the bigger picture. You too could outsource all essential duties to typing services and hire a chauffeur. She has one hell of a territory ! Darn! I think its worth joining (both there and here). https://www.youtube.com/watch?v=cp5BOZayOtA&feature=youtu.be. Simplicity of implementation is at the heart of Universal Data Collection, and we focused on removing adoption and loan management hurdles that have been so common in the traditional appraisal process to create a product that will help facilitate the future of appraisals., For more information on Universal Data Collection, visit, Clear Capital is a national real estate valuation technology company with a simple purpose: to build confidence in real estate decisions to strengthen communities and improve lives. Considering the total fee is likely half of the traditional base fee for valuation service products, double that amount to consider loss of income in the appraisal industry due to these aggressive predatory practices. We blend a human touch with leading edge data analytics to ensure your total satisfaction. A conventional appraisal completed by an appraiser from Clear Capitals national appraisal management company. Again, Im deeply sorry for some of my comments toward you above; Im disappointed my frustrations got the best of me. Every minute I spend on this kind of thing represents money I am not earning for myself or MY family; but I think its important enough to warrant the trade off. Im hoping for a respectful discussion, not looking to be attacked, if thats your intentions. I wonder what the activity level would be if a hundred appraisers had filed complaints? Please enter your details below to grab your copy! Hybrid Appraisal Solution | Clear Capital | Property Valuations Hybrid Appraisal Program GSE-Compliant 1004 Hybrid/70H Appraisal Delivering a reliable opinion of value for home purchase and refinance loans nationwide. Appraisal subcommittee search brings better results. Funny how CC work sorta dried up after I used my brain. Why scary? No one here is out to get you or harm you. Just imagine if sensitive client information you were legally obligated to protect was disseminated on the internet without your knowledge. Order CDA Field Review BPO Value Recon 6-2022. I find it kind of ironic that you want this referred to the FTC as you are the one leading the charge to try to fix prices in favor of appraisers. Hybrids are not even mentioned or separated in the columns when filling out the application but lumped in with 1004s,etc.. Download Digital GLA/ANSI Alignment Datasheet, Download ClearCollateral Review Datasheet, , a national real estate valuation technology company, today announced the launch of, , the latest in the Companys suite of products designed to support appraisal modernization. Any bets we wont hear back from Clear Capital at all? In this instance I have only posed a series of questions. Based on what Ive read about the GLB, its still your responsibility as a financial institution to protect NPI. The combination of our rigorous certification program, easy-to-use mobile app, team of highly-trained data collectors, and meticulous quality control makes our program stand out from the rest.. I totally support your mission, but I dont think doing it this way will be effective. The product is a hybrid of traditional appraisal process and methods and leverages a qualified, arms-length, real estate professional, such as a real estate broker or agent, performing a visual inspection of the subject property and providing other market insight and analytics. Headquarters. UDC data set provides lenders with immediate national scalability, interchangeability and less complexity for loan management. Having said that-Kudos Des! 10:1 ratio-sounds about par. Our goal is to provide customers with a complete understanding of every U.S. property through our field valuation services and analytics tools, and improve their workflows with our platform technologies. Its fine on AB if you choose to be anonymous just not fine to be deceptive. Therefore, its an appraisers duty to determine what information can be considered NPI and required by law to redact it. I completely agree these products are horrid- Im sure the industry will see that rather swiftly. They even sit on the probable cause panels like the gestapo. The Clear Capital appraisal came in at $307,000.. Because it was so low, it cost my customer over $400. The "appraisal fee" was $250 but the AMC (Clear Capital) got $225, and this appraiser got $25 for each evaluation. You should have been honest off the bat and just said youre using an alias or that you want to remain anonymous instead of Matt is my middle name and my last name is abbreviated. While I appreciate the response Please take the time to contact me so I can explain to you actual context of the festival and the reasonings that anyone can come. Georgia is logistically more difficult that will be tomorrow. You and Lisa work for the same AMC by any chance? Learn the current market value of a property and more. This product is not credible, not USPAP compliant. Oh heck, everyone knows already, amcs get a free pass and are literally above the law. He sees a range of bottlenecks throttling efficiency in the appraisal process and believes the digital appraisal process can remove many of them. Matt is my middle name and my last name is abbreviated. It is the product and its pimps that failed to ensure delivery of a uspap compliant appraisal while claiming to do so. This particular amc seeks to completely rewrite the appraiser profession to function completely different and not even require licensed appraisers in the future. Whats the RegZ penalty again, 10k/20k, per instance, per day, or per both? We understand that customers have different needs from simple to complex. (There is much more behind the scenes that is known, but which isnt being published because that would jump into speculation and other issues).Both appraisals were from same original source. Does anyone know Michelle? I just got off the phone with Dustin Harris. Money for nothing with no individual accountability is a powerful motivator. Are opposing opinions not allowed here? Please enter your email to receive our current datasheet. Ross Stevens Please enter your details below to grab your copy! Well said, Mike! Our commitment to excellence . ANY appraiser that has legally come into possession of an appraisal report CAN make it public. This field is for validation purposes and should be left unchanged. Lenders can engage their existing AMC or direct-engagement appraiser panels to reliably complete the desktop appraisal with the necessary property data.. Clear Capital is now offering Desktop Appraisal, a GSE-compliant 1004 Desktop/70D residential appraisal that quickly delivers a reliable opinion of value with price certainty. It is also to let appraisers that participate in this low quality level work know that there will be repercussions. How come these issues arent debated intelligently by anyone? Not to mention, posting confidential information that we have been entrusted by the public and our clients to protect. Virginia VA $660) $530) $925) $630) Vermont VT $990) $860) $1,315) $970) Lets pull down the "mirror" and reverse it upon the lenders All of what you say makes sense. ClearCast host Kenon Chen sits down for a conversation with, Live from ICE Experience 2023. Company Type For Profit. Clear Capital, a real estate valuation technology company, has announced the launch of Universal Data Collection (UDC), the latest in the Company's suite of products designed to support. app guides the collector to ensure complete and accurate results. Who knows if it were manipulate in anyway at some point, but thats purely conjecture and really why I would have removed her information. Im not debating the quality of these products, theyre obviously flawed and should be used in a very limited capacity. Hahaha. There is no change to existing fees/policy for: Streamline refinance transactions where the funding fee remains at 0.50%. Its about taking care of our vendors and taking care of our clients with a higher level of integrity by combining what humans are good at with what computers are good at.. Desktop Data Collection will empower mortgage lenders to broadly adopt desktop appraisals with the certainty that an appraiser will be provided the necessary property information to complete a desktop appraisal. Download the About Clear Capital One Sheet, Download Desktop Data Collection Datasheet, Download ClearCollateral Review Datasheet, Download Collateral Desktop Analysis (CDA) Datasheet, Download ICE Mortgage Technology Product Guide, Download ICE Mortgage Technology Case Study, Download ICE Mortgage Technology User Guide. The company has a panel of more than 4,200 brokers and agents, allowing lenders to provide 97% coverage nationwide. The most up-to-date home price data and market insights, delivered monthly to your inbox. I agree Pat, let us start getting them together! I forgot to mention it in one to Indiana but I wonder if the Georgia Real Estate Broker violated Georgia MLS services copyrights of their pictures; and whether CC violated Pictometry copyrights for using theirs in a commercial appraisal report? Learn More About Integrating With Clear Capital! We are focused on continuous improvement and look to expand our expertise through . Hope they throw the book at her. I think all you really have to do is send him an email and maybe a few questions. Click below to receive the latest real estate news and events directly to your inbox. Phone Number 5305505979. Anyone coming on here to spread misinformation, disrupt threads to further a personal agenda, attack others, start flame wars, or get their jollies by sockpuppeting, et cetera, will be banned! July 15th, 2022 Katrina Davis Pricing 0 Comment. He and certain other I also respect oppose outing an appraiser. In most cases where REAL appraisal are performed; Id tend to agree (barring really apparent gross deception and misleading issues). My favorite is being asked by CC to do an appraisal for Wells Fargo asset valuation and going to site and wandering around for almost an hour trying to find the house not finding it based on plat map and satellite information, only to finally realize it was missing. I got my inspection fee and they never got a report. The USPAP compliant appraisal desktop review can determine if the origination appraisal is adequately supported in: Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email a link to a friend (Opens in new window), Click to share on SMS (Opens in new window). You know, like a $25 signature licensing fee. Thanks for your time and resources. Deceit and lack of credibility are not compliance. I know Im alone here, and I accept that, but at least I have the integrity to defend my peers against wrongdoings- even if that means I suffer reproach. Anything else is holding the fee hostage and making the appraiser fund their ponzi scheme cash flow. I did not say I was provided with them by a consumer. No, Lisa and I dont work together, and, again, Im a field appraiser. The mantra of amcs these days. Ive filed complaint with state of Indiana already; Georgia tomorrow. It too labelled itself as being USPAP compliant. The event itself is appraiser related. Delivering quality valuation management and data solutions, First, we listen to your needs. (By the way, a consumer can absolutely choose to make their own appraisal reports public). Utter disgrace. This was given to appraisers by the owner and its posting here is not for any commercial purpose. Clear Capital Announces Universal Data Collection in Support of Fannie Mae Appraisal Modernization Policy Changes, Conversations at ICE Experience 2023: Sarah Knochel, CEO of Data and Analytics at Candor Technology, and Tom Booker, Chief Strategy Officer at Candor Technology, Conversations at ICE Experience 2023: Stephanie Durflinger, SVP, Product Management, ICE Mortgage Technology, Conversations at ICE Experience 2023: Brent Chandler, Founder and CEO of FormFree and Eric Lapin, President of FormFree, 5 Questions to Ask Your AVM Provider for Home Equity Lenders. Further, maybe they do these online in effort to avoid paper trails floating around that can be set in as complaints. With varying standards across the property data collection space, UDC provides flexibility, as eligible loans can be quickly and easily transferred to the agency with the loan program that meets the borrowers needs, without the need for an additional product. Your post would also have FAR more credibility if the ASC national registry had any appraiser with the last name of Schorle. UDC is supported by ClearInsight Platform, Clear Capitals mobile property data collection application, which allows real estate professionals to generate digital pictures of homes in a short span of time. Absolutely disgusting, and an insult to hones, hard working appraisers everywhere. Poteau, OK (74953) Today. Looked at the ASC website, it appears that all Michelle Shavons licenses are still in good shape across the board, no disciplinary actions taken. Bringing More People Into a Dying Profession! Congress probably wont do it. This field is for validation purposes and should be left unchanged. Were at war?.You have to sacrifice a few to save the many?Youre as dim as the author. GUESS WHAT.. ? It is identical to the 1004 in terms of the data provided, but the certification language is different. I assume you can mail him at the property. Well I did a partial information asc search for last names. All this does is hurt us, all of us. Lenders can purchase a package inclusive of Clear Capitals Desktop Appraisal and Desktop Data Collection solutions, or opt for Desktop Data Collection as a standalone product. Buyer loses a lot of money.AMC gets a done of money for emailing an order.Appraiser loses license for $25.00. The appraiser is likely an employee or staff appraiser for the AMC,licensed in multiple states,and she probably never even saw the report. Through a single, integrated workflow, ClearCollateral Review checks every aspect of the appraisal, from property photos to comparables, using 500 property data points from 12 sources. MY hope is that every person that reads these will ALSO file complaints. Personally, I think give appraiser light slap on wrist, and immediately sanction the amc nationwide along with heavy penalty to realty agent who obviously cheated on his cma. Groundfloor talks big, but now we see the dark underbelly of this beast. Thanks for any info! For more on Clear Capital and its products and solutions, visitClearCapital.com. Prove me wrong. Now to alert every single regulatory agency in every single state, such trickery is likely happening right under their noses, courtesy of clear capital. Look at the labels for the interior photographs. Lead Analyst Logan Mohtashami explains. The State of Indianas Attorney General Office was not happy about the nature of the report but concluded in the end that they did not have jurisdiction over this specific case. https://blogs.alamode.com/blog/complying-with-the-gramm-leach-bliley-glb-act. This field is for validation purposes and should be left unchanged. The new solution also leverages Clear Capital subsidiary CubiCasas software to produce digital floor plans. Unfortunately, this could result in legal implications for those parties. !I Is there not a rule that we appraisers CAN NOT mislead the reader of the report..The as-is value is so high, seller walks away with a lot of MONEY, probably the bank owns it.lol As repaired is so high ! Simplicity of implementation is at the heart of Universal Data Collection, and we focused on removing adoption and loan management hurdles that have been so common in the traditional appraisal process to create a product that will help facilitate the future of appraisals.. It has to be notarized so I will have a friend do that tomorrow. This makes my blood boil! And your first comment is to attack a fellow appraiser and not just any appraiser but an appraiser who has always maintained the highest moral and ethical standards. They have already won, the appraisers just are not understanding this yet. Who said Im not? Recourse lending was awkward and slowed the process, most investor-lenders were unhappy and it disappeared in the mid 1970s, tooo badd. Parties that shown these as part of a larger effort to unduly influence, may also share these. Amid all the hype about how USPAP compliant alternative appraisals can be; the fact is that NONE have been posted anywhere that actually ARE. Filing complaints may bring remedial action. Great work Mike! UDC is supported by ClearInsight, a mobile app where real estate professionals to generate a complete digital picture of a home. Theyve grown so large with armies of employees and lobbyists. Appraisal management company Clear Capital, in the latest effort to revamp the appraisal process, hopes to automate property photo reviews to ensure d. Breaking News. Real estate investing involves the purchase, management and sale or rental of real estate for profit. If the industry wants a more cost effective and quicker value option, what can we as appraisers do to meet those needs? Matt, number one, there IS absolutely zero confidentiality obligation on any of us. Get more info about our property data collection program! It would make an impact if more complaints were filed but Im not holding me breath on it. Its hypocritical to claim full appraisals are needed to protect clients/consumers by causing harm to that very cohort. Ill be filing formal complaint(s) tomorrow as I indicated in earlier posts. Why Use Clear Capital Commercial Evaluations? Though it is AB that devotes more space to specific issues usually. Nationwide Appraisal Network NAN Standard Fee Table 2022. Download Digital GLA/ANSI Alignment Datasheet, Download ClearCollateral Review Datasheet. Please give the board the benefit of the doubt. Weve been waiting for Phil Crawford and Mark Skapinetz to send us more information. But FNMA says they will be "professionally trained", and vetted at "Reconciliation" of horse shyt is nothing new. Appraisers Blogs 2023. Technology Platform, All property data, information, and photos flows efficiently through the process from start to finish, ClearInsight guides data collection and generates automated floor plans, Data and analytics support the appraisal process, Comprehensive order fulfillment integration with standardized APIs, We will be your single point of contact to manage everyone involved and to ensure quality, Certified Property Data Collection Specialists, Seamless & Integrated The representative was requesting additional information which was given, and to also let me know their office takes ALL consumer complaints seriously. Please enter your email to receive our current datasheet. All categories of appraisers from cmml-agricultural, rural res. The reports are virtually identical except for the subject address. That is ClearVal Appraisals as demonstrated by these two reports are worthless, do not comply with USPAP and appear to misrepresent values to the point where the original borrower may well have legal recourse to all parties involved. If they get four or five complaints on same person on same issue they will have little choice but to open investigation. The Obvious Choice for Appraisal Review: Collateral Desktop Analysis (CDA ) Designed to remove pre-funding uncertainty, the CDA re-evaluates the original appraisal so you can deliver a comprehensive loan file quickly. 6 Ways to Prevent Conventional Loan Appraisal Revisions, 7 Easy Steps to Reduce Appraisal Revision Requests. We get a lot of them here. We are at war ! is she affixing or authorizing it each time or is ClearCapital just slapping her name on these without her specific authorization? See screenshot of the asc search results below. Let me correct this. Internal quality assurance audit in post-fund due diligence for lenders and investors. Thanks! Does anyone seriously think this specific guy inspected each of these properties? Credible results & honest disclosures or not? Id join a class action but unless Im part of a larger group of protection, I dare not go against these highly corrupt domineering organizations. Once you know more about him, please do come back here and let us have an educated discussion about his character and caliber. I disagree, I also believe youre obligated as an appraiser, which were defined as an institution under the law, to protect the NPI in that report. What about the investors that BELIEVED they had a USPAP compliant professional appraisal? John you have chosen to deliberately distort and misrepresent both issues as well as your own background. UDC will provide fast and accurate collection of data, pursuant to Freddie Mac and Fannie Mae data standards, when lenders receive loan eligibility for agency loan programs that allow for an inspection-based appraisal waiver, according to the statement. Hopefully enough readers will send letters direct to the property owner and suggest he contact attorneys to see if he has a possible fraud claim against the broker-appraiser of AMC that assembled the ClearVal Appraisal. Maybe an E&O claim against the appraiser for the inflated values. Products to help understand property values for any use case. These reports actually went through several sets of hands including people they (involved parties) were trying to influence before reaching me. This program is similar to a bifurcated or hybrid appraisal in that the appraiser concluding the value may not be the real estate professional visiting the property. These reports are very different. We need to refuse any of this type of work and get people out of the business, particularly when she doesnt know what she is doing! These companies have been more effective at eliminating checks and balances than any criminal Ive ever heard of. Please enter your details below to grab your copy! Im also a taxpayer that never wants to see another TARP. PERIOD. Clear and uniform value reconciliation report completed by a specialized network of review appraisers that includes detailed appraiser commentary. RENO, NV / ACCESSWIRE / March 30, 2022 / Clear Capital , a national real estate valuation technology company, has announced the launch of Desktop Appraisal and Desktop Data Collection, two . What happened to doing something different for the appraisers by the appraisers without amc sponsors or attendance? I have zero obligation to protect anyone related or associated with the appraisals in question. Our commitment to excellence wherever it leads, whatever it takes is embodied by our team members across our brands (Clear Capital, CubiCasa, and REO Network) and has remained steadfast in this pursuit since our first order in 2001. View history. Kinda glad Appraisers Fest will be there now. All one has to do is fill out a short online form. Please feel free to reach out to me for any information you need. Another AWESOME one was trying to do a 2055 on a house, only to find out no house and to top it off, the site was >100 acres and split into 3 conservation easements with complicated state, private, and federal rights. As part of its commitment to increasing transparency and digitization in appraisals, and working to reduce bias in the process, Clear Capital continues to develop innovative solutions to solve the industrys biggest challenges. No rules for amcs, they are the bitcoin of real estate now. Im sincerely apologetic to him for doing so, and to Rick G. below..and to anyone else I seemingly offended because my opinion on this matter differs from theirs. Please enter your email to receive our current datasheet. Matt, it wasnt much an effort.