If she had wired any cash, it would have been gone without a trace. Lori is awesome! could finally move out of my parents house with my daughter! Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Their is very little communication and the fact that I can't get anyone on the phone is SCARY. This profile is powered by Birdeye. It was when I reached out to these apartments and asked around that no one had heard of these people. We get you in. It's critical to avoid completing any leasing applications, credit checks, or sending money without first meeting the listing agent or landlord in person at the apartment you want to rent. They applied one time and were approved instantly for a lease. Can the Insurent Lease Guaranty Program still assist me if my income is less than 27.5x the monthly rent? Submit signed application via email along with applicable documents we request such as your Driver License or State ID, SS Card, & Proof of Income. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. No scam, no fly by night company. Just because I asked if this was a scam they started saying I was throwing out wild accusations!!! I seriously recommend! Birdeye helps millions of local businesses to be found online with all their reviews and accurate business information. Look into the future even if you have a low credit score. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. We have been around over 10 years now starting our business in 2009. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. Get the lease or the terms of the rental in writing, and be sure it includes contact information for the landlord that includes a physical address and phone number (not just a PO Box). The property may require other fees and deposits. Always insist on seeing the property in person before proceeding with any additional apartment renting steps. When they say 100% Guranteed they mean it. This business was made for me! Great experience. The best part is theyre Nationwide, so even if you have staff in Multiple States, The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. Downtown Brea Apartments for Rent. In the event that you fall into that category, please email us at, Yes. We'll contact your three apartments or single family rental choices listed on your Application for approval. Call Now let's get you into your new Home. Will the prospective bonus be included in the consideration of my application by Insurent? See Fewer. After I found one i liked they started me with 500 towards my total service fee. The cookie is used to store the user consent for the cookies in the category "Other. Home Approval. Low Credit Score due to Divorce, Bankruptcy, Broken Leases, Evictions, are all Accepted because we Credit Qualify Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. A Responsible Party would be a person (normally a father, mother or relative) here or overseas (if you are relocating from outside the U.S.) who meets either of the following tests: (i) such person(s) has a minimum annual income (in their home country) of a minimum of 50x the monthly rent you are seeking or (ii) such person has cash liquid assets or marketable securities (in their home country) equal to a minimum of 80x the monthly rent that you are seeking. It's no surprise that it happens in real estate as well. I always got a prompt response from them when I texted. Bait-and-switching can take various forms. Verification can help ensure real people write reviews about real companies. A CPN is a Credit Privacy Number that protects your private credit information.The use of a CPN is legal and permissible. If youre truly a business or helping people, your staff wouldnt be extremely rude, disrespectful, and throwing out wild accusations against me. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. Each of our second chance rental specialist has the experience and expertise in their perspective fields. It did for me. Ryan Coon, CEO of online property management platform Avail, has seen it happen numerous times. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. Hey thanks for the kind words! Find out how we combat fake reviews. Can I still qualify for an Insurent Lease Guaranty? I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. Then I called corp-moves.com and asked for assistance. The cookie is used to store the user consent for the cookies in the category "Performance". He then spent eight years as a content lead on the Windows team at Microsoft. I felt good about it. Over 90,000 businesses use Birdeye everyday to get more reviews and manage all customer feedback. However, you may visit "Cookie Settings" to provide a controlled consent. Argonaut Insurance Company is located at 225 West Washington, 6th Floor, Chicago, IL 60606, and is a subsidiary of Argo Group International Holdings, Ltd., a publicly held multi-billion insurance company. They're taking a big risk on you. Enjoy your new home and know we've got your back. You can tell by the grammer/spelling on their site and the grammer/spelling in the paragraph that it's definitely the same person. We use dedicated people and clever technology to safeguard our platform. On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? I received excellent service from this company. They kept me in the loop every step of the way. A C.P.N. Marquita B. The community amenities include a sparkling pool, community barbecue . Fake listings pop up disturbingly frequently both on Craigslist and on traditional rental sites, and according to. 4: MOVE IN Credit Scores don't matter. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. Thats what they do. I was unsure about them at first, but took the risk. If you need a co-signer, apply with OneApp Guarantee. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. Green Dot primor Visa Gold. Can the Insurent Lease Guaranty Program assist me if I am an international student or US student? We followed up with places he suppose to contact and he didnt. Our helpful staff are waiting. We are not one of those companies. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. Like I said people stay away from this company. You received a message we cannot assist. I am a non-U.S. person with no U.S. credit history. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. In the Real Estate Rental Agency category. We offer a free pre-screening application And Same-Day Approvals. Necessary cookies are absolutely essential for the website to function properly. Anchoryourassets eventually kept all my money and even the deposit I had placed. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. The property may require other fees and deposits. Not long ago while apartment hunting, writer Bridgette Nardo found what seemed almost too good to be true: a quaint, gorgeous home in the heart of a chic West LA neighborhood and it was listed for a surprisingly low price. We are the #1 Apartment Approval Company in the nation. Cash is also acceptable. The Green Dot primor card is unique among bad credit secured credit cards. If you want to rent an apartment in a building that has not yet been certified by Insurent, the estimated time for certification of a building is one hour provided the owner/landlord wants to sign up their building. GREAT LOCATION! to help you find the perfect apartment or home for your family! 2ND CHANCE APARTMENTS What is the Insurent Lease Guaranty Program? While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Similar to when you apply for an apartment lease, if you file such a co-application, both of your applications will be reviewed. While personal loans are its core offering, the company also provides auto loans and student loans. If non-US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and no US credit history required. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. However, what you can expect is an honest response from us, as always. The property tooks only 3 hours total to send my approval!!!! And got treated with such disrespect. If you don't meet the income or background requirements, don't expect a call. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Everyone that fills out an inquiry gets property choices to review, if we have any, before applying. Read these reviews Thanks to Guaranteed Apartment Approval I could now have a second chance to live where I want! It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. We really appreciate your business and thanks for giving us a chance to prove ourselves to you! YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! Call today. If she had wired any cash, it would have been gone without a trace. I use them on all leases when an applicant is borderline and I may be on the fence about them. I am self-employed and my earnings vary significantly from year to year. We get you in. They did not get approved. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. We also qualify international students with Responsible Parties. In such cases, it is still possible to qualify with only the person having good credit being the signatory on the lease and the other person being solely an occupant. I will be applying with my roommate(s) for the Insurent Guaranty. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. (The apartment was my name) I found this service several years later after finding that the eviction was still showing in the court records even though it wasnt on my credit. Thank You! This company gave me a quality way to live for 7 years. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. Our beautiful renovated homes offer spacious 2 bedroom 2 bath floor plans. It is a 9 digit number that is fully tri-merged with the Social Security Administration. No negative impact to your tax status. With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. If you've experienced. Insist on seeing the property in person. We get you Approved.Fast Affordable Reliable. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. (Credit Privacy Number) is a private number that can help you re-establish credit. Information is deemed reliable but not guaranteed. By clicking "Accept All", you consent to the use of ALL the cookies. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. Please Provide 3 Check Stubs or Bank Statement if Self Employed. In the rush and anxiety of finding a new apartment, you might be willing to pay whatever it takes to take the apartment you want off the market. He didnt do a **** tthing! You also have the option to opt-out of these cookies. Complete all required information and provide documents, Complete the lease guarantee premium payment, Theyll let your landlord know youve secured a lease guarantee. Contact us to find out more and don't forget to ask about our fast-tracked program. Then after another 3 to 4 days of waiting I was told they looked up my renters history through my drivers license. We may decide to put the occupant as a signatory on the Insurent Tenant Participation Agreement wherein both of you will be joint and severally liable. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. We manually search for a match for you once we receive your request. If you want proof let me know.P.S. View rentals, browse photos and more! Applications with co-tenants must be completed by all renters for the application to be processed. If you can prove your income, we make it work. duh should have done this weeks back instead of trying to figure this all out myself!!! The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Situated at adjacent to Imperial Highway, near State Route 57. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. I Terms of Service They were so patient with me and my anxiety they just walked me thru everything and answered every question I had. Luxury No Credit Check Apt Approval and Lease Guarantor. Ways2Rent provides free second chance rental consultation. I tried anchoryourassets to secure a lease after my bankruptcy. This company literally helped prevent us from being homeless!! I asked a simple question of is this a scam and they got defensive. If your annual income isnt more than 40 times the monthly rent, if your U.S. credit score is too low, or if you arent currently employed, or a US or international student, you can find yourself without many options. I TREC Information About Broker Services Can the Insurent Program help me if I just have significant cash liquid assets or marketable securities? | DCMA | "These charges could deplete your entire security deposit. Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. This company was really convenient for me when I relocated to NC. Im not sure when it became a SCAM to refuse service due to someone that cannot control their behavior. Unfortunately not. Helping people get approved in all 50 states. I applied 48hours ago and haven't been contacted. It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. We get you Approved. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. Yes, you will both be individually responsible for payment of the Insurent Guaranty fee. If you have consistent, documented income and are an eviction-free renter, there is an excellent chance that we can help you get qualified for the place you love. Ready to rent a new Home. Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. Do all landlords in the NYC metropolitan area accept the Insurent Lease Guaranty? I wish I heard of them before spending hundreds of $ on applications. It's easy and free to apply. Grow your business. I was a client for 4 years while my BK13 case ran its course. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. 250 E Acacia St. Maplewood Apartment Homes. Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. We'll process and complete a credit application with your chosen management company. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. Found this company online on Google and decided to fill in the online application form. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. After youve completed your initial phone consultation, well email or text you an application link to start your file to get approved for a property of your choice. Birchwood Village Apartment Homes. Hey y'all (apologies in advanced if this isn't the right place to post) so my lease is up in less than a month and i need to find a new spot. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. Acceptable Applications Include Renters With: Case in point: Scammers might hand you keys that don't even work. Need No Credit Check Apartments or Lease Guarantor? Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. #1. Joule La Floresta. I had submitted several applications for houses and apartments but got denied by everyone. Your rent is guaranteed. Yes, loans with bad credit and guaranteed approval will always be a higher risk to the lender and because of this, they will price their loan accordingly. . The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. We are paid a commision (like a realtor) from the referral company we send you. Here are seven of the worst apartment scams, and some tips to make sure you're not on the wrong end of one during your apartment hunt. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. Are there any additional fees or charges under the Insurent Lease Guaranty, other than the guaranty fee? Guranteed Apartment Approvals, Houston, Texas. Please look at these as proof. This might sound paranoid, but remember that just being in the apartment isn't always a guarantee that the agent is legitimate. Worse, fraudsters who don't have legal authority to rent the apartment might try to get your first month's rent and run, and they are less inclined to draw up paperwork to make the con convincing. We are specialists in helping renters with damaged credit qualify for apartment leases. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. Nothing was resolved no refunds were dispersed. No. We walk you thru the process. Opt-In Form- Get Free Email Updates! We'll be your co-signer. Consider their position. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Our Program has a 100% success rate for approvals. How can I benefit from the Insurent Lease Guaranty program? We highly recommend Guaranteed Apartment Approval With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. On top of everything they do and wanted to help me even though I have horrible credit. I actually did qualify for their program as one of their disrespectful staff gave me various apartments. View the Tenant Participation Agreement. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Let our 6 years of second chance rental experience and team of case managers and rental specialist help you to rent again! When you sign a lease agreement, make sure . Our Lease Guaranty is fully secured by the financial strength of Argonaut Insurance Company, an A- rated (Excellent) insurance company by A.M. Best, giving landlords and property owners peace of mind, and getting you approved faster. Gary Group Realty LLC Broker #9009741 The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. You receive a full refund of the guaranty fee in one business day. Fill your units without taking on extra risk or added cost. Ive been trying to call i need to know if you all help in nashville tn area. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. I have roughly 200 units in and around the Chicagoland area and can't spend time looking for a renter's cosigner if there is an issue. What do I do if the apartment I choose is not an Insurent certified building? You can search the Insurent database of certified buildings. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. | Consumer Protection Notice I cant thank them enough for helping to bridge the gap. We help people get their new homes since 2014 non-stop. We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Self employed renters are almost one-third of our business. This is clearly stated on our website along with "regardless if you write a negative review" we will not be strong armed into helping you when we cannot. Contact. I was able to rent a beautiful luxury loft apartment for those 2 years and during that time, they helped my credit score rise and show great rental history. I got discouraged and started giving up hope, but I knew I had to find a place for my three children. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. I was able to choose my own rental property while this company credit qualified on my behalf. The Insurent Lease Guaranty Policy covers one year leases (including one year leases plus a partial month), two year leases, 13 month 15 month leases, 16 month leases and 18 month leases. If your spouse or roommate is signing the lease, he or she must also complete an Insurent application. ONE!!! Let renters who need a co-signer know we can help them. The guaranty fee is per lease, not per person. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Nearby ZIP codes include 92821 and 92822. Sole Applicants or Applications with 2-4 Renters: Yes, you can apply for the Insurent Lease Guaranty with no application fee and be initially qualified and receive will an Insurent Qualification Certificate normally within 30 minutes. If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. All 50 states. What markets are covered by the Insurent Lease Guaranty Program? Fast Affordable Reliable. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. Apartment Lease Guarantors And Bad Credit Specialists. CreditLoan.com has offered online personal loans with same-day approval since 1998. I submitted numerous apartment complexes and was told they are either not answering or returning their calls or they just dont want to work with them. Here are 8 tips for writing great reviews. November 2007. We are a FREE referral service. Regardless of your income or past, we'll back you on your lease and help you move forward. The Insurent Program can still assist you if you have a Responsible Party. thanks again!! I left pictures on their website page before main. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Get in into the PERFECT school district i have been wanting for SOOO long! Lets go from 500 to a 700+ credit score. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. This company however called me answered all my questions. Close deals quickly with no need for cosigners. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. 2014 SINCE We help people get their new homes since 2014 non-stop. ". We spoke to experts and found out some of the worst apartment-hunting, Nardo's story is not uncommon. Get credit for your on-time rent payments! Easy, done. There are no fees for service here ((ever)), and no way for you to send us any money (on our website or otherwise). This place and *********************** took money from my family after losing our home following covid. My credit got damaged years ago due to a divorce. Directly across the street from "Brea Gateway Center", a community center whose anchor tenants include Ralphs, Rite Aid, HomeGoods . These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. We process all Rental Credit applications on your behalf! Our helpful staff are waiting. We plan to expand the program to other major U.S. markets in the near future. My student loan debt and medical bills were keeping me from being approved but they saw thru that. Learn more about Birdeye. Non-U.S. persons qualify for an Insurent Lease Guaranty. They also almost always communicated through email and text message. If your ready to find your new home let us help. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture.