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Even ship with FedEx. The San Francisco based company allows shoppers to spread the cost of their purchases over 6, 12 and 18 months. Save from all sites: Office, Hospitality, Education, Healthcare, and Home. Address and Phone Number for Salt Lake City Utah FBI Office, a FBI Office, at East 200 South, Salt Lake UT. Affirm is a financial company reimagining and building from the ground up how everyday consumers can easily pay off purchases with fixed monthly payments. Als het probleem zich blijft voordoen, - Leadership is transparent and stays on ahead of current trends Affirm lets you shop stressfree with no late fees and no surprises. Klik hier om te vernieuwen. Affirm is a financial technology services company that offers installment loans to consumers at the point of sale. It's estimated that approximately 8,423 packages pass through this post office each year. Is this your business? Advantage Driving School began operations in June of 1994. A replay of the webcast will be available for a limited period of time following the conference. AFFIRM, INC. (Entity# 652565) is a business entity registered with Iowa Secretary of State. The company's filing status is listed as Active and its File Number is 0372446. San Francisco, California. 3528 Precision Dr. In this role, you will help Affirm drive revenue growth and portfolio optimization and apply strategic pricing solutions to deepen merchant relationships. No case - sorry. Pros. Were a little short on data, but you can help. Zakat ul Fitr. Co-Founder & Chairman @ Glow, Inc. Accept Affirm payments using our APIs, and build your own payment form to have full control over the look and feel of your checkout page. United States. The discussion will be moderated by Timothy Chiodo and Moshe Orenbuch from Credit Suisse and will begin at 11:00 AM Eastern Time. And there is no real process for weeding out poor managers, Amazing coworkers. - Some managers don't foster a team-building mentality & can be "cliquey" Fundamental Research Provides Clarity in Frothy Markets. BBB accredited since 4/21/2008. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. You are using an outdated browser. San Francisco Checkout creation is the process in which a customer uses Affirm to pay for a purchase in your app. UKRAINE - 2021/11/07: In this photo illustration, an Affirm Holdings Inc. logo is seen on a smartphone in a hand. This office is the major Talkdesk Salt Lake City, UT area location. Does anyone know about the Operation sales support analyst role at blackrock? - Most people wait until they vest to leave (golden handcuffs) By building a new kind of payment network one based on trust, transparency and putting people first we empower millions of consumers to spend and save responsibly, and give thousands of businesses the tools to fuel growth. All Rights Reserved. AFFIRM - 37 Reviews - 650 California St, San Francisco - Yelp Navigate to Pay. ESP LTD B-104 Red 104 bass | Reverb Phone: 888.877.7475, NameEmailDepartment---AuditsCustomer Care/MarketingHuman ResourcesInspections/SurveysIT DepartmentManager RelationsOperationsRisk Control Services, Afirm | T: (800) 223-23103528 Precision Dr., Suite 200, Fort Collins, CO 80528. Affirm proudly includes Returnly. corrigido apenas carregando a pgina novamente. This is an overview of the Earnest Salt Lake City campus or office location. Branch office / ATM location : Salt Lake, Block Dd-2, Sector I, 1, Salt Lake City, Kolkata, 700064, West Bengal Salt Lake City City post offices. 320 N 3700 W. Salt Lake City, UT 84122. The Salt Lake City page will let you know where sign-ups are open and where well be heading next. USA Pacific base pay range (CA, WA, NY, NJ, CT): $92,200 - $124,400. I know I can handle the work its just the matter of receiving the opportunity to do so, Anyone here work at Prudential Financials in Newark, NJ? To compare, worldwide Affirm employees have given a rating of 4.1 out of 5. San Francisco (HQ), CA. When making an Affirm payment, you also need to: When making an Affirm payment, you also need to: Provide details about the items being purchased when making a payment request. [16] Ste. Pickups and electronics all work as they should. Workers are in it together, within open plan workspaces and a communal eating area and coffee bar. This page provides random addresses in San Francisco , U.S., including phone number, street, city, zip code and state. Klarna - Wikipedia Verified contact information for Ryan Gillies - Senior Manager, Financial Systems, Affirm including email address, phone number and personality insights that will make your sales and marketing efforts much more effective. It's estimated that approximately 8,423 packages pass through this post office each year. and Comments (RSS). Client Affirm. Ohio University College Of Business Ranking, SAN FRANCISCO, (BUSINESS WIRE) -- Affirm Holdings, Inc. (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, today announced that the Company will . Affirm, Inc. | Better Business Bureau Profile Suite 200 We're excited to announce that Affirm is now a remote-first company! Sr. Fraud Analyst Job in San Francisco, CA at Affirm Fax: 970.593.9881, 100 York Blvd #610 Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Affirm Holdings, Inc. [ AFRM] 5. This assumption is highly unlikely but allows me to create best-case scenarios that demonstrate the expectations embedded in the current valuation. 650 California Street. The mailing address for San Francisco International Airport is P.O. ADDRESS. The benefit of Affirm is that the interest rate for large purchases can be as low as 10% as long as you pay the repayments on time. A fully-branded and customizable returns center Automatically approve returns Smart return policies and order refunds Give shoppers Instant Credit to buy again immediately Skip Content. Business Outlook. Affirm usually charges no interest on its loans and earns revenue from payments made by sellers of the goods being purchased. - Affirm tackles some interesting problems. Ryan Gillies - Senior Manager, Financial Systems, Affirm | Contact Affirm delivers honest financial products that improve lives. The entity registration was effective on December 23, 2020. San Francisco-based Affirm. Along with our main office in Salt Lake City, we have 18 satellite offices. If this problem persists, it may be because there's an issue Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis. [3][4], Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell[5][6][7] as part of the initial portfolio of startup studio HVF. La mayor parte de las veces este problema puede Compare. Learn more about us. Wednesday Digest: S.F. job cuts at Affirm, Zendesk; Wells Fargo's new Office Buildings in Salt Lake City, UT. [17], In May 2021, Affirm acquired Returnly, a financial technology service company, for $300million. An article in the Economist magazine discusses Affirm, a fintech firm based in San Francisco that makes loans to individuals for specific purchases, such as buying a laptop or an engagement ring. Facebook. Lo sentimos, pero hemos tenido problemas al procesar tu solicitud. Reviews of Law Office of Travis Bowen PC - phone number, address, contact data, opening hours, prices etc. The business incorporation date is October 7, 2020. Since then Advantage Driving School has grown to be the largest and most wide ranging . Affirm Senior Sales Engineer Salaries in San Francisco, CA Affirm Account Management Update my contact information Follow this link to edit your personal settings, or select from the categories below: Update my phone number | Update my email address | Update my mailing address | Update my billing address | Update my name Update my phone number You can update your phone number here. BBB Business Profiles are subject to change at any time. Look for the scheduled payment, then select Cancel payment. United States Church Statistics. novamente. The Salt Lake City Utah IRS Office, located in Salt Lake, UT, is a local branch of the Internal Revenue Service (IRS) that acts as a Taxpayer Assistance Center (TAC). The registered business location is at 650 California Street 12th Floor, San Francisco, CA 94108. Richmond Hill, Ontario L4B 1J8 Affirm Loan Services, LLC, NMLS ID 1479506. Commercial Customer Service Representative. http://www.dbo.ca.gov/About_DBO/contact_us.asp, BBB Tip: How to shop for financial services. Even ship with FedEx. EXECUTIVE OFFICE. Phone: 801 532 5444. webmail@sllda.com . Tech Stack. Canal Ring Shawl, Address. Haz clic aqu para volver a Find answers to popular questions on the FAQ page for Great Wolf Lodge indoor water park and resort in San Francisco, CA. The Kearns Post Office is located in the state of Utah within Salt Lake County. (Photo Illustration by Pavlo Gonchar/SOPA Images/LightRocket via Getty Images), immediately improve its NOPAT margin to 8% (above Blocks [formerly Square Inc.] 1% and Affirms -41% TTM NOPAT margin), and, grow revenue by 38% compounded annually (nearly 2x. Affirm is a way to quickly and easily finance purchases without a credit card. FedEx Office is your local printing company in Salt Lake City, Utah offering a wide range of printing services, including business card printing, digital color printing, and self-service copying. Affirm empowers people to say yes to more of the things they love. Kayak AFFIRM, INC. (UBI# 603599767) is a corporation entity registered with Washington State Secretary of State. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. Were excited to announce that Affirm is now a remote-first company! Continue your telecommuting or home working and impress your clients with a virtual address at Salt Lake Business Suites, 159 West Broadway, Salt Lake City, UT 84101. etc, etc) Managers with zero experience managing people or projects, because hiring/promoting inexperienced candidates is cheaper than hiring qualified candidates. Even the exposed floor doesnt hide anything from the buildings past, but is polished and beautiful nevertheless. Fennie+Mehl Architectscompleted the offices for financial company Affirm, located in San Francisco, California. View source version on businesswire.com: https://www.businesswire.com/news/home/20230302005303/en/, Investor Relationsir@affirm.com Mediapress@affirm.com, Pour Salt Down Your Drain At Night, Here's Why, app.saytechnologies.com/affirm-cfo-fireside-chat-march-2023-qa, https://www.businesswire.com/news/home/20230302005303/en/. Box 720 San Francisco, CA 94104. I think the stock has much farther to fall as I detail below by using my reverse DCF analysis to quantify how the high the future cash flow expectations baked into the stocks valuation are. Senior Pricing Analyst Job in San Francisco, CA at Affirm Max Levchin Email & Phone Number - Affirm | ZoomInfo By clicking Get a Quote, you affirm you have read and agree to the HomeAdvisor Terms & Conditions, and you agree and authorize HomeAdvisor and its affiliates, and their networks of Service Professionals, to deliver marketing calls or texts using automated technology to the number you provided above regarding your project and other home services offers. 50 West Broadway Suite 300, Salt Lake City, UT 84101. Contact the Salt Lake County Recorder. This office is the major Nutraceutical Salt Lake City, UT area location. With a Virtual Office, your business can have a presence here wherever its based. Haz clic aqu para volver a cargarla. The address is 525 E 100, Suite 500, Salt Lake City, UT 84102-1956. Chelsea Vs Manchester United Champions League 2011, Restaurants In Summerlin, Affirm is hiring a Manager, Software Engineering (Ledger) through Triplebyte. Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Affirm is a financial services company that builds a proprietary technology platform for digital and mobile-first commerce. Here is a nice LTD B-104 bass from ESP. During the IPO, Affirm's equity administrator experienced a system malfunction, causing many employees to lose a good chunk of their pre-IPO proceeds. In addition, you can also generate your own addresses, select the state . Affirm San Francisco, CA Posted: January 31, 2023 Full-Time Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The floor-to-ceiling graphic is visible to all and is an oversized reminder of where the buck stops in this office: Its on us., Designer:Fennie+Mehl Architect Invites Investors to Submit Questions for the Webcast. Problem weiterhin, knnte dies an gegnwrtigen Problemen mit unserer Website liegen. Can Forfeited Shares Be Issued At Discount, Sign in to your Affirm account. Islamic Center of Cleveland serves the largest Muslim community in Northeast Ohio. The Veterans Benefit Administration Regional Office in Salt Lake City, Utah, in partnership with the Veterans Health Administration and the National Cemetery Administration, provides benefits and services to the veterans and their families in a responsive, timely and compassionate manner in recognition of their service to the nation. The majority of our roles can be based anywhere in the U.S. or Canada (with the exception of Quebec). Affirm - Home - Facebook Salt Lake Citys cemetery is the largest municipally-owned cemetery in the country, taking up a little over 120 acres. There is an observation deck on the 26th floor for city viewing. United States: Chicago: 350 North Orleans: United States: New York: 1140 Broadway: United States: Pittsburgh: 30 Isabella St Floor 4: United States: Salt Lake City Customers can enter "SFO" or "San Francisco International Airport" into GPS and mapping devices to determine directions. The Salt Lake City Cemetery was one of many cemeteries developed during the rural cemetery movement. Ohio University College Of Business Ranking, Can Forfeited Shares Be Issued At Discount. On Fishbowl, you can share insights and advice anonymously with Affirm employees and get real answers from people on the inside. Affirm Company Information Phone +1******44 Website http://www.affirm.com Revenue $1 - 10M Head Count 250 - 1000 Industry Financial Services Location 225 Bush Street 16th Floor, San Francisco, California, United States Get Access to Max's Email Address & Phone Number Additional Contacts at Affirm Michael Linford Chief Financial Officer Onze excuses, er heeft zich een probleem voorgedaan bij het uitvoeren uw verzoek. The Salt Lake City VA Regional Office currently has a local telephone number where Utah Veterans, Family Members, and authorized 3rd parties can contact VA and receive telephone assistance from a Public Contact Team Representative, usually same day. It was built back in 1972 and houses the administration staff of the worldwide Church of Jesus Christ of Latter-Day Saints. This article about a financial services corporation of the United States is a stub. FAQs | San Francisco Resort | Great Wolf Lodge Address (Please send pkgs to local missionary address) PO Box 702010 (letters only!) The Downtown Salt Lake City Post Office is located in the state of Utah within Salt Lake County. Expert Career Advice Previous Next. Autopay You can stop an automatic payment up to 24 hours before it's made. Sadaqah Fund The registry date is September 23, 2019. Find the Affirm San Francisco address. Our brick and mortar offices will remain operational and accessible for anyone to use on a voluntary basis. Scholarship Fund - Talented and supportive teammates Were excited to announce that Affirm is now a remote-first company! que nous ayons des problmes techniques sur notre site actuellement. Gothic Revival Cottage, Islamic Center of Cleveland is a non-profit organization. Please upgrade your browser to improve your experience. Step 1. Take 30 seconds to, Employees in San Francisco have rated Affirm with 4.1 out of 5 stars in 118 anonymous Glassdoor reviews. The majority of our roles can be based anywhere in the U.S. and most of Canada. Within the U.S. Department of Justice, the FBI acts as a national security organization and the country's primary investigative agency. The business address is 650 California Street 12th Floor, San Francisco, CA 94108. ", "PayPal Co-Founder Max Levchin Raises $45 Million for Startup Affirm", "PayPal Cofounder Max Levchin Is The New CEO Of A Finance Startup That Has Quietly Raised $45 Million", "Would You Take Out a Loan for a Pair of Jeans? [21], In February 2023, the company announced that it would layoff 19 percent of its workforce as part of a restructuring plan, and shutting down its crypto unit.[22]. Liza Magtoto Rated Pg Summary. MSM Services LLC | Fargo, ND 58103 - HomeAdvisor In addition to on-demand conference room rental, virtual office clients can enjoy remote office support including Coldwell Banker Realty can help you find Salt Lake City homes for sale. Related Searches. This office is the major Affirm San Francisco, CA area location. We have a selection of 3 established virtual office spaces in Salt Lake City to increase customer confidence while giving your business a leg up on the competition. I thought my 5 year was going to finally show something but it did not. Savi See more Founded in 2012 by Max Levchin, Affirm offers an easy way to pay over time for the things you lovethrough merchants like Wayfair and Casper, and thro See more 14,617 people like this See BBB rating, reviews, complaints, request a quote & more. You can help Wikipedia by expanding it. Pittsburgh, PA. United States. Completely unlimited and very low monthly rate ($35 - $40/month), with no hidden fees. I am skeptical of any BNPL firm ever achieving such high merchandise volume. Movers Find the Talkdesk Salt Lake City address. Name and Address of Reporting Person * Rabois Keith (Last) (First) (Middle) ONE LETTERMAN DRIVE. Affirm empowers people to say yes to more of the things they love. [20], In May 2022, Affirm signed a partnership with the financial infrastructure firm Stripe, Inc. to make its adaptive checkout service available to Stripe users in the US. Follow Us on Twitter My Tweets Recent Posts. Office Snapshots is the world's largest and most popular office design destination. AFFIRM, INC. (Corporation #652565) is a Foreign Profit in San Francisco registered with the Secretary of State of the State of Iowa. The Salt Lake City Veterans Service Center Public Contact Team (PCT) will begin in person appointments, beginning March 25th. The Affirm Card will allow consumers to pay upfront, from their bank account, or Affirm financing is available at checkout at over 2,000 online merchants and also offers an Affirm virtual card that you can use almost Box 8097, San Francisco, CA 94128. Masters In Social Science Subjects, Learn more . Another option is to use the address Highway 101, San Francisco, 94128. Address. Unlike most credit cards and other pay-over-time options, we show consumers exactly what they will pay up front, never increase that amount, and never charge any late or hidden fees. Current Valuation Implies Affirm Will Be Biggest BNPL Firm in the World. AFFIRM HOLDINGS, INC. in San Francisco, CA | Company Info & Reviews Company Information Sponsored Links Company Contacts KATHERINE ADKINS Secretary 650 California Street 12th Floor San Francisco, CA 94108 MAX LEVCHIN Chief Executive Officer 650 California Street 12th Floor San Francisco, CA 94108 MICHAEL LINFORD Chief Financial Officer Technology. For reference, I include Block (SQ) and Shopifys NOPAT. DOWNTOWN SALT LAKE CITY Post Office. 1-415-984-0490. While traditional credit cards charge compounding interest and late fees, we show you up front exactly what youll owewithout hidden fees or surprises. Payments Loading. Ive inquired about pay but its gotten nowhere. Affirm serves customers in the United States. The FBI operates 56 Field Offices and 350 Resident Agencies across the country. 90% of employees in San Francisco would recommend working at Affirm to a friend, compared to 86% of Affirm employees worldwide. Salt Lake City Department / Office Telephone Number; Airport: 801.575.2400: Arts Council: 801.596.5000: Attorney: 801.535.7788: Boards and Commissions: 801.535.7743 30+ days ago This location serves 5,277 Salt Lake City residents with a median income of $30,357. Whats the best way to have a lack of compensation and incentive conversation in your department? You do not have access to www.glassdoor.com. Se il problema The entity status is Good Standing. Remote based employees may occasionally travel to an Affirm office for meetings or team building events. All Rights Reserved. To justify its current price of ~$60/share, Affirm must: In thisscenario, Affirms revenue grows to $11.4 billion in fiscal 2029, or 13 times higher than the companys fiscal 2021 revenue. Affirm Offices - San Francisco. If you'd like to pay by check, you must make your check payable to 'Affirm, Inc' and send it to Affirm's address in San Francisco: Affirm, Inc. P.O. Affirm Holdings - Wikipedia - Once you leave (by their own choice or yours), you no longer matter The ideal candidate will have strong analytical and problem . The Q&A platform is now open and will close on March 8, 2023 at 12:00 PM Eastern Time. Web Design : https://iccleveland.org/wp-content/themes/icc/images/empty/thumbnail.jpg, Chelsea Vs Manchester United Champions League 2011, Think Like A Citizen Scientist Journey Requirements, How Many Cambridge Applicants Get An Interview. Where To Travel From Scotland, Payments to Affirm by check must have the mobile number associated with your Affirm account and loan ID written on each check. Senior Pricing Analyst at Affirm | The Muse COVID-19 Safety and Contingency Planning. [8] Levchin, who co-founded PayPal, became CEO of Affirm in 2014. Reserving a collaboration space online is fast and easy! Work from home is the norm not the exception. Affirm Announces Plans For Its First Card with Access to Buy Now, Pay Later. Luther S. Palmer Region. Passion for Affirm and a strong interest in technology. Journey To Nowhere Meaning, It is a job, but you probably will not be happy in the dysfunctional mess Affirm is today. Affirm Holdings, Inc. Company Profile | San Francisco, CA | Competitors Klarna Bank AB, commonly referred to as Klarna, is a Swedish fintech company that provides online financial services such as payments for online storefronts and direct payments along with post-purchase payments.. Develop and sell products that address a problem, job to be done or a need that is shared by a large and growing number of individuals and organizations in various regions to increase sales. The Salt Lake City Utah IRS Office, located in Salt Lake, UT, is a local branch of the Internal Revenue Service (IRS) that acts as a Taxpayer Assistance Center (TAC). determined to review the final ID in part and, on review, affirm the final ID's finding of no violation. . Salt Lake City, UT Popular Services. with our site right now. 275 East 200 South, Salt Lake City, UT 84111. [15] OUR OFFICE Salt Lake Legal Defender. With a better grasp on fundamentals, investors have a better sense of when to buy and sell and know how much risk they take when they own a stock at certain levels. 10/10 recommend Affirm! Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm is worth just$26/sharetoday a 56% downside to the current price, 83% Downside If Margins Remain Capped by Competition. BBB Business Profiles generally cover a three-year reporting period. I can't sing their praises enough. Book your resort stay, today. For context, StatistaestimatesWalmarts 2020 ecommerce GMV was $92 billion. Affirm must process more than double Walmarts 2020 ecommerce GMV simply to justify its current valuation. Photography: Jasper Sanidad. We also offer virtual assistants and answering services for Salt Lake City, Utah. Advantage Driving School - San Jose, CA - Yelp Were excited to announce that Affirm is now a remote-first company! - Everyone is the real deal - smart, (truly) nice, ambitious Affirm is based in San Francisco and is the leading e-commerce focused point-of-sale payments and lending company. Compare. The agent office address is 400 E Court Ave, Des Moines, IA 50309. Cliquez ici pour rafraichir. Box 720 San Francisco, CA 94104 Get Directions Visit Website (519) 945-6454 Customer Complaints 1,879 All complaints. Last edited on 27 February 2023, at 00:58, "Affirm, Inc.: Private Company Information Bloomberg", "Lending company Affirm takes on bricks and mortar shopping", "Is PayPal Co-Founder Max Levchin Making The Next Credit Card Killer? Affirms mission is to deliver honest financial products that improve lives. Python; Other Roles at Affirm. Were excited to announce that Affirm is now a remote-first company! Fort Collins, CO 80528. Employees in San Francisco have rated Affirm with 3.9 out of 5 for work-life-balance (5% lower than company-wide rating), 4.4 out of 5 for diversity and inclusion (2.3% higher than company-wide rating), 4.2 out of 5 for culture and values (2.4% lower than company-wide rating) and 4.1 out of 5 for career opportunities (2.5% higher than company-wide rating). Salt Lake City mailboxes and post offices There are 138 United States Postal Service collection boxes and post offices available to the public in Salt Lake City, UT. All customer reviews are handled by the BBB where the company is Headquartered or a central customer review processing location. - Be ready to work long hours even though it's discouraged If youre ready to make a difference, join us. Affirm (AFRM) was trading at about the same level as it is now when I warned investors against owning the stock onJanuary 31, 2022. Affirm - San Francisco - WorldPlaces The Registered Agent on file for this company is C T Corporation System and is located at 17 G W Tatro Dr, Jeffersonville, VT 05464-9919. Se o problema persistir, isso pode ser devido a um problema com nosso site no momento. Fennie+Mehl Architects completed the offices for financial company Affirm, located in San Francisco, California. First impressions count in business. FENNIE+MEHLs interior design pays homage and supports this earnestness, while creating a space completely prepared for the certain growth of this rapidly evolving business. Contact us | Cross River [14] this problem can be fixed by reloading the page. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis. The company was founded by former PayPal founder Max Levchin and the savings account features one of the best APYs (annual percentage yields) on the market. No Gotchas is a Trademark by Affirm, Inc., the address on file for this trademark is 650 California Street, 12th Fl., San Francisco, CA 94108 INDUSTRY. Phone: 800.223.2310. Verify your email to use filters. The overall rating of the company is 2.5 and consumers are mostly dissatisfied.. Affirm, Inc. filed as a Foreign Business Corporation in the State of New York on Wednesday, November 12, 2014 and is approximately seven years old, according to public records filed with New York Department of State.A corporate filing is called a foreign filing when an existing corporate entity files in a state other than the state they SAN FRANCISCO--(BUSINESS WIRE)--Feb 25, 2021--Affirm Holdings, Inc. (NASDAQ: AFRM) ( Affirm ), a more flexible and transparent alternative to credit cards, today announced plans for the Affirm Card, the first U.S. debit card to have direct access to pay-over-time functionality.