endobj After all, I was going to pay more money as opposed to the concession rate. My old one is registered and everything with my account but there seems to be no way to import that one in. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Online at Public Transport Victoria website . Please note, balance transfer is not instantaneous. What are the best Ways to Start Travel Hacking? Enter your cell phone number and well send you a link to install the WalletHub app. Under Other, select Transfer. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. From the "I Want To" drop down menu, find "Transfer a Balance.". You can only have your Mobile myki active on one device at a time. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. I realise this is not a life-changer, but there's a principle at stake. Click on "Select Offer.". endobj For more information, visit the V/Line website. I called customer service and was advised I needed to go in person to Flinders St station to do it. damage that exceeds normal wear and tear. A non-centralised database/processing unit. Let's say you have $4,000 in credit card debt and transfer that balance to a . Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. Do I ever lose the money . See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. New comments cannot be posted and votes cannot be cast. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. 186 0 obj You can register online, via the PTV app or call 1800 800 007 and registration is instant. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Step 4: Analyze Your Top Picks. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. 0000013222 00000 n Save. What is the glossary of common credit card terms? You can register your Mobile myki via Register your myki. 0000001076 00000 n there's no excuse for this money-grubbing by the Myki corporation. Your first touch on creates a 2 hour fare. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. -- Lee Huffman, credit card expert at BaldThoughts.com. Just one more benefit you enjoy as a COPFCU member. I've got a new Myki in my Seniors package. If you have Mobile myki you can set Auto Load via the Google Pay app. 0000001429 00000 n Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Myki (/ m a. How long does it take to process a balance transfer from another company? Yes. Check your phone to make sure you're connected to WiFi or mobile data. When a Myki card is lost or . Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Im sure Myki could add this capability to their website if they cared to. The system was delivered more than $500m over budget and behind schedule. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Make sure you pick a card that accepts balance transfers and has advantageous rates. For more information, visit the V/Line website. What are the best business credit cards for cash back? You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). 0000004139 00000 n If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. This question is about Synchrony Bank Credit Cards. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. 0000005223 00000 n As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. Does a balance transfer happen automatically? 0000003801 00000 n What is Identity Theft & Credit Card Fraud and How to Protect Yourself? To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Remember to top up with enough money to pay for your entire journey. If you travel occasionally pay as you go with myki Money. What is the best low interest credit card? These are the eight most commonly purchased myki Passes. There is no principle. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. About a week back, I went from Frankston to St. Albans, changing at Flinders. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Personal Credit Cards? I want to transfer the $19.90 to the card with $6.54 on it. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. So I had a mobile MyKi with around $6.xx balance on it. I never bothered to do it. But is it possible to go to a ticket booth. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Privacy Policy. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Now, on the form it says I need the card to be re-imbursed. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. I was told there was nothing I could do for this one as it wasn't registered. Enter your card number and other required information.4 Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. They contacted me, I did it online and they posted me a new card. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. If you're using an international payment card you won't be able to top up via the PTV website. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. If NFC is shown and you can turn it on or off, you have NFC. The phone is awake whenever the screen is turned on, even it's locked. I have a card with $19.90 on it. 0000008137 00000 n I have my most recent card that has $6.54 on it. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? endstream Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. How are Banks Adapting to Meet New Needs Because of Coronavirus? Press question mark to learn the rest of the keyboard shortcuts. From the pop-up options, select 'Deactivate'. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Your Mobile myki expires after two years. To use, simply: top-up your card tap on at the start of your journey tap off at the end. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. This helps you to avoid late fees and penalty APRs on your existing accounts. This will allow you to deactivate your Mobile myki. 0000002823 00000 n Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 183 0 obj They earn interest on it. You only need to wake up your phone to touch on and off. *Rates, fees or bonuses may vary or include specific stipulations. You paid down debt, which means you won't have to pay interest on previous balances going . Mobile myki will now be reactivated on your phone, with your account details the same as before. Most balance transfers with Chase process within a week. Choose the zones you want to travel in and the number of consecutive travel days you need. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Choose a card from the list or search by location or card name. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. A balance transfer can give you the flexibility to: Pay off high-interest balances It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? You can then see what Android version youre on. What is the best credit card for excellent credit? The only way is to download a form, fill it out, post it in, and wait weeks. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. 0000000016 00000 n Cookie Notice If you're still travelling after 2 hours, you'll be charged a daily fare. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. 3. Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. I realise this is not a life-changer, but there's a principle at stake. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Check that NFC is enabled on your phone. I'm glad I don't need to catch public transport anymore. If it doesn't appear, your phone does not have an NFC chip. But yeah, a fair bit that is just backwards. I know there's nothing you can do. endstream xen0. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. <>stream TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Depending on your card provider, you may initiate the process online or over the phone. Sorry, the Seniors Card program cannot replace lost myki cards. This 0% interest period can help you carry your debt for a limited time without paying interest. A subreddit for Melburnians and Melbourne enthusiasts! I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Initiate the balance transfer. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. It also protects your myki balance if you lose your phone or it's stolen. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Please note, balance transfer is not instantaneous. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. 0000118233 00000 n Do you have any links to the technical specs of the miki? endobj Now you cannot access it on your original device. Get up to 5% cashback in rotating and newly added everyday categories. Why Military Personnel Are Vulnerable to Identity Theft? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. If you're still travelling after 2 hours, you'll be charged a daily fare. 0000003374 00000 n Most people would keep the same card for years. I searched everywhere. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. endobj Tap Transfer Existing Card. If you register your myki, you can set Auto Top Upand manage your myki. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. If the card is unregistered you cannot recover the myki money. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Wait a few minutes then check the app to see your balance. What is the best balance transfer credit card? You can use the ticket number to register your myki or if you require a refund. 187 0 obj Why do you need to keep swapping cards? . The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. You would think they could have done it over the phone. It has trouble with form-filling on mobile devices, however. Your new starting balance would be $3,090. Enter the amount of debt you want . I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. How long do balance transfers take with Chase? 2. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . This is unfair, and I don't think this cost is refunded if you submit the form for a refund. 181 0 obj If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Whats the Difference between Business Line of Credit vs. Business Credit Card? You can replace your ticket if its expired, damaged or defective. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Your myki money or pass can then be transferred to a new smartcard. We'll block it and can arrange a refund to your new Mobile myki. You can request a new, free myki smartcard through your online account. Easy, and only required every three years!! Select the 'Activate' option. For example, set your myki Money to top up with $50 when your balance reaches $10. Is it bad to do multiple balance transfers? Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. 0000004635 00000 n Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Once your phone has rebooted, go to Mobile myki within Google Wallet. The costs of a balance transfer. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Go to Settings > Connected devices > NFC. Pay down your credit card debt. Hire the best financial advisor for your needs. You can replace some types of tickets if they are lost or stolen. From the Transfer Funds To drop-down, select the credit card that will received the balance. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Tap Continue. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. PTV does not have any access to any information within the Google Wallet app. 0000001798 00000 n Once you do, carrying out a balance transfer becomes rather straightforward. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. New comments cannot be posted and votes cannot be cast. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. the PVT website says: "What to do with your myki when you leave Melbourne. How many level crossings could have been grade-separated with that money? If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. <> Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. 0000003206 00000 n You would break even only after a year. 0000011139 00000 n You'll need to buy and top up a new Mobile myki. No. Pick a card that waives the balance transfer fee. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. What's Auto-load? What are Your Rights as a Credit Card Holder? 0 If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. This will let you manage your myki as you would a physical myki card. If you're entitled to these additional benefits, you can access them by using your myki smartcard. What are the best cash back credit cards for fair credit? If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. 182 0 obj I know it's not possible to do it online. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Posting by mobile so you can find it yourself ;-). If you need to travel in the meantime, buy a new myki and top up with myki Money or a myki Pass. At this stage, these are the only card types available on Mobile myki. Start the process by listing out your current credit cards, writing down each . Your myki smartcard expires after four years. You need to be connected to the internet to top up your Mobile myki. Because the whole thing is fucked. Maintain your L-plate log book. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Well block your myki and arrange a replacement myki. 0000005171 00000 n You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Myki credit, once on your card, does not expire after 90 days of not getting used. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 188 0 obj The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . No wonder the thing cost more than a billion dollars. It's shit like this which makes me happy and proud I have never used Myki in my life. 0000118744 00000 n Step 5: Apply for the New Card. If you receive a check, you need to send it to your old cards issuer on your own. A balance transfer does not happen automatically. Balance transfer fees may apply. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Choose your top up value and minimum balance. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. You will need to provide identification to show that you are the registered myki card holder. However, it may take up to 21 days in some cases. Legit all the way, touched on and everything. To keep travelling with auto top up or Auto-load, youll need to set it up again. For more information, please see our Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Your balance is protected from the time you tell us your myki is lost or stolen. Save Big With Low-Rate Balance Transfers. This may also be an anti money laundering thing. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Renew driver licence. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Annual Fee: $0. The easiest option is to call PTV on 1800 800 007. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> It was in my wallet the whole time lol. I have had a myki card virtually since the start date. Step 3: Review Card Offer Terms. Your original go card will be cancelled immediately and cannot be used for further travel. 184 0 obj 0000014445 00000 n Public transportation passes transfer on Google Pay android phones. Unregistered vehicle permit. 0000004362 00000 n In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. How To Transfer A Credit Card Balance To Another Card. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). To transfer Myki you need to deactivate the myki card and move to the new device. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Youll need to complete a V/Line Passenger Refund Application Form. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Then I begrudgingly bought a new Myki card. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . One may also ask,do pensioners get free train travel in . https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. @john_miller 03/01/23 This answer was first published on 03/01/23.