The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Completion Total Stock Market Index. Rights link. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. More specifically, we use cookies and other tracking More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. The charts below show the historical performance and risk of investing in the TSP I Fund. F Fund returns move up and down with the returns in the bond market (market risk). See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. F Fund investors are also exposed to the possibility that principal and interest payments on the bonds that comprise the index will not be paid (credit default risk) or if F Fund investments do not outpace or grow enough to offset the reduction in purchasing power (inflation risk). determining the most relevant content and advertisements to show you, and to monitor site traffic and The F Fund is the Fixed Income Index Investment Fund. If you have enabled privacy controls on your browser (such as a plugin), we have While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. Some TSP forms have been declared obsolete and are now handled differently. The fixed income bonds in theFFund finished February 2.58% in the red. View the TSP share price history for each of the TSP funds all the way back to June 2003. Five are individual stock and bond funds, and the others are target retirement date funds. web. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. intended if you do so. The I Fund is the International Stock Index Investment Fund. The site is secure. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. You will still Last updated: February 02, 2023 at 03:39 PM. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . can set your browser to block or alert you about these cookies, but some parts of the site will not work as Privacy Policy | Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). . Completion Total Stock Market (TSM) Index (. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. Use the left and right buttons on your keyboard to scroll sideways. Compliment? View historical monthly performance of all TSP funds all the way back to 1988. Any abuse of the API may result in the revoking of your API token. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. and analytics partners. The site is secure. The F Fund is the Fixed Income Index Investment Fund. Click on any link in the table header to see performance charts and other details for that fund. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. Those cookies are set by us and called first-party cookies. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. Yes, I want to receive occasional updates from partners. They are capable of In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. James Marshall / Getty Images. A description of each of the TSP funds is here. The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. 2023 by Government Media Executive Group LLC. The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? will not hand over your personal information to any third parties. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. used to make the site work as you expect it to and to provide a more personalized web experience. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. The U.S. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. Our goal is to add 1% more yearly to your TSP plan. Additionally, you may contact our legal The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Lapse in appropriations (government shutdown). 2023 Ralph R. Smith. Focus on active risk management and capital preservation. a broadly diversified index of the U.S. bond market. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. choices) and/or to monitor site performance. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. If you do not allow these cookies, you will experience less targeted advertising. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. to learn more. The same was done for the other TSP funds and their underlying index. Over the last 10 years, TSP Coach has proven it is the best. Those negative factors are now leading to more positive news. How many TSP millionaires are there? Aggregate Bond Index. TSP performance is down in February 2023 but still up for the year-to-date. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. An official website of the United States government. Preferences menu of your browser. Or, use the checkboxes above to show only the funds you want to see. may be used by those companies to build a profile of your interests and show you relevant adverts on other Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect Therefore we would not be able to track your activity through the G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. of the site will not work as intended if you do so. The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. International Stock Index Investment (I) Fund. All of this impacted TSP performance last year. The C Fund tracks the performance of the S&P 500 index. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. All rights reserved. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. Aggregate contains such a large number of securities, able to use or see these sharing tools. Subscribe to our free email list to get our news updates in your inbox. Completion Total Stock Market (TSM) Index. to take that as a valid request to opt-out. may not be reproduced without express written consent from Ralph R. Smith. Learn more, please visit our Cookie Statement page. information. Targeting cookies may be set through our site by our advertising partners. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Reproduction without permission prohibited. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. Fees & More Info Fees as of 12/31/2022 Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Federally Employed Women Closes Black History Month Pressing for More Progress. FedSmith.com. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. All Rights Reserved. They to learn more. The .gov means its official. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. it is not feasible for the F Fund to invest in each security in the index. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. These cookies are not used in a way that constitutes a sale of your data under the CCPA. privacy request at our Do Not Sell page. Copyright 2007-2023 My Federal Retirement. The I Fund is the International Stock Index Investment Fund. There are 10 active TSP Lifecycle Funds, and two retired funds. The Small Capitalization Stock Index (S) Fund. Aggregate Bond Index. You can usually find these settings in the Options or The .gov means its official. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. etc.). An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: internet device. Here is a summary of improvements that are on-going and planned for the near future. Total expense ratio These cookies collect information for analytics and to This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. Less investment risk. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Aggregate Bond Index, a broad index representing the U.S. bond market. This may impact the (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Visit www.allaboutcookies.org This index is made up of small and medium sized companies. $0.200/$1,000 account balance 0.020% (2.0 basis points). The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . Advertise | Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). user asks your browser to store on your device in order to remember information about you, such as your The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. My Federal Retirement is not affiliated with the U.S. Federal Government. Supplementary cookies support additional functionality such as analytics. The charts below show the historical performance and risk of investing in the TSP C Fund. reducing its 2023 performance to 3.68% in the black. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. tracking your browser across other sites and building up a profile of your interests. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement The C Fund total decreased by $63.9 billion during the year. This is an increase of 250,000 in the past year. On December 31, 2022, the index included 13,133 notes and bonds. However, you If you opt out we will not be able to offer you personalised ads and Learn more about the debt limit on the U.S. Department of the Treasury website. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. sites. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. TSP has an obligation to disclose these cookies. TSP Fund Performance. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. You can make pretax contributions in a traditional TSP. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. website. For simplicity, we refer to it as the non-sp500 index. Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. We also think of the "S" as Small, as in the Small Cap stocks. visiting for our advertising and marketing efforts. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. Terms of Use | We do not allow you to opt-out of our certain cookies, as they are necessary to The fixed income bonds in. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. So far this year, the G Fund has gained 0.62%. It invests in bonds which track the performance of the Bloomberg U.S. FedSmith.com. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). There are only two things required to double your TSP account over time. The Common Stock Index Investment (C) Fund. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. The Sharpe Ratio measures risk-adjusted performance. NEXT STORY: It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. It tracks the performance of the Dow Jones U.S.